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Terms and Conditions


Welcome to the website owned and operated byThroughway Works Consulting LLP (KaisaPaisa), a company incorporated under the provisions of the companies act, 1956.

This document/agreement/understanding is an electronic record in terms of information technology act, 2000 and generated by a computer system and does not require any physical or digital signatures. this document is published in accordance with the provisions of rule 3 of the information technology (intermediaries guidelines) 2011.

Before you may use the website, you must read all of the terms and conditions (terms) herein and the privacy policy provided on the website. by using Kaisapaisa's products, software, services and website (services), you understand and agree that Kaisapaisa will treat your use of the services as acceptance of these terms from such point of usage. you may not use the services if you do not accept the terms.

Proprietary rights :

Kaisapaisa grants you a limited license to access and make personal use of the website and the service. this license does not confer any right to download, copy, create a derivative work from, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the services. you do not have the right to use any of kaisapaisa’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. you do not have the right to remove, obscure, or alter any proprietary rights notices (including trademark and copyright notices), which may be affixed to or contained within the services. you will not copy or transmit any of the services.

Usage of the website :

The website is intended for personal, non-commercial use. Use the services of the website only if you are above the age of 18 and can enter into binding contracts.

You also agree to provide true, accurate, current and complete information about yourself as prompted by the website. if you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), kaisapaisa has the right to suspend or terminate your application and refuse any and all current or future use of the website (or any portion thereof) or service/products in connection thereto.

By making use of the website, and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the services that you have selected. you hereby agree that kaisapaisa may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfil your demand or complete your application. you specifically understand and agree that by using the website you authorize kaisapaisa and its affiliates and partners to contact you in for any follow up calls in relation to the services provided through the website. you expressly waive the do not call registrations on your phone/mobile numbers for contacting you for this purpose. you also agree that kaisapaisa reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through email, telephone and/or SMS. you agree to receive promotional materials and/or special offers from kaisapaisa through emails or SMS.

You may only use the website to search for and to apply for loans,credit cards or other financial products as may be displayed on the website from time to time and you shall not use the website to make any fraudulent applications. you agree not to use the website for any purpose that is unlawful, illegal or forbidden by these terms, or any local laws that might apply to you. since the website is in operation in India, while using the website, you shall agree to comply with laws that apply to India and your own country (in case of you being a foreign national).

Privacy policy :

By using the website, you hereby consent to the use of your information as we have outlined in our privacy policy.

Our partners :

Display of loan, credit card or other financial products, offered by third parties, on the website does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of kaisapaisa against such third parties or their products. you agree that kaisapaisa is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. your interaction with any third party accessed through the website is at your own risk, and kaisapaisa will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Indemnity :

I agree that I shall indemnify and hold the kaisapaisa harmless against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses whatsoever which the bank may at any time incur, sustain, suffer or be put to as a consequence of or by reason of or arising out of providing any of the services or due to any negligence/mistake/misconduct on my part or breach or non-compliance by me of any of the terms and conditions relating to any of the services or by reason of the bank in good faith taking or refusing to take action on any instruction given by me.

Additional terms :

We may modify these terms, at any time, by posting notice on the website at least ten (10) days before any modification becomes effective. usage of the website following the posting of notice of any modification will be subject the terms in effect at the time of your usage. if you object to these terms or any subsequent modifications to these terms or become dissatisfied with the website in any way, your only recourse is to immediately terminate use of the website. other terms and conditions may apply to loans, credit cards or other financial products that you applied for on the website. you will observe these other terms and conditions. if any of these terms is founded to unenforceable or invalid by a court, that term will be enforced to the fullest extent permitted by applicable law and the other terms will continue to remain valid and enforceable. these terms, together with those agreements made a part of these terms by reference, make up the entire agreement between kaisapaisa and you relating to your use of the website, and replace any prior understandings or agreements (whether oral or written) regarding your use of the website. the laws of the India, without regard to its conflict of laws rules, will govern these terms, as well as your and our observance of them.

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